What's your money personality?

Everyone thinks about money differently. Some people like to plan ahead and know exactly what's in their account. Others prefer to enjoy their money in the moment. Most of us sit somewhere in between.

There isn't one "right" way to manage money. Different habits come with different strengths, and everyone is still learning as they go.

Take this quick quiz to discover your money personality, recognise what you're already doing well, and explore some small habits that could help you feel even more confident with money.

Q1 | You've just got £40 for your birthday. What actually happens to it?

A.    It goes straight somewhere safe, maybe a savings pot or just tucked away. You want to know it's there.

B.    You split it without really thinking about it. Some gets spent, some gets kept. Feels balanced.

C.    You already know what you're spending it on. Honestly, you'd been planning it since before the money arrived.

Q2 | There's a pair of trainers you love. They're £80. You have £80. What do you do?

A.    Walk away, not because you can't afford them, but because spending everything you have on one thing doesn't sit right.

B.    You'd probably sleep on it. If you still want them tomorrow, maybe. Depends if anything else is coming up.

C.    They're already on your feet. You'll figure out the rest later, you always do.

Q3 | Someone asks you to borrow a tenner. You have it. What do you do?

A.    You'll lend it, but you're mentally logging it as money that might not come back so you make sure you can afford to lose it.

B.    Sure, if you know them well enough. You'd probably mention it once later if they forgot.

C.    Already handed over. You hate awkward money conversations, if you've got it, you've got it.

Q4 | You're saving up for something big - a festival, a trip, new tech. How's that going?

A.    You've got a target, a rough timeline, and you're probably ahead of schedule.

B.    It's going okay, you dip into it occasionally but you're generally getting there.

C.    "Saving up" is more of a loose idea than an actual plan. Something usually comes up and you figure it out along the way.

Q5 | Honestly, how do you feel when someone brings up money or finances?

A.    Fine, actually. You'd rather talk about it than avoid it, why not afterall?

B.    Depends on the context. With the right people it's fine. It can feel a bit awkward in groups.

C.    A bit uncomfortable if you're honest. It can feel like there's a right answer and you don't have it or necessarily know what it is.