Video transcript

Buy Now Pay Later

Right, I've asked you twice now to keep the noise down while I'm trying to work. OK, you need to stop shouting while you're playing these games online. I mean, what are you even playing anyway? 

Oh, that does look quite good, actually. 

So, how did you get all them cool hats for your character? 

Oh did you have to buy them? 

What? 

Did you just use your birthday money? 

What do you mean? 

You used Mum's credit card? 

How much was it? 

You're joking. 

I'm not telling her no. 

You have to tell her. 

You have to tell her how there's not going to be a family holiday this year because you've wasted all her money away. 

Yeah, obviously I didn't want to go either, but that's not the point. 

She's going to be really upset. 

Look, it's fine. You'll just have to get a job and then you can pay her back. 

I mean, it should only take you like 20 years.